8 Steps to Reach Financial Goals
These 8 steps can help you reach long term financial goals. Check out our financial goals examples for ideas and track them with a financial planning worksheet.
How can I save on car insurance?
You can save on car insurance by choosing the right coverage, qualifying for discounts, and reviewing your policy as your driving habits and life change. Knowing what coverage you need makes it easier to compare quotes and find savings opportunities.
Explore all the ways we can keep you and your loved ones fully protected on the road—without breaking your budget.
Car insurance discounts
Bundle coverage
Save up to 30% when you bundle your home and auto insurance.
Occupation Discount
Teachers and first responders may be eligible for our Occupation Discount to save up to 15% on their car insurance.
Simply Drive®
Save on car insurance for new drivers. Newly licensed drivers may qualify for a discount if they complete our Simply Drive course.
Learn about car insurance for teens.
Types of car insurance coverage
We offer car insurance coverage with several additional features, so you can customize your protection to your needs.
- Collision coverage
- Comprehensive coverage
- Liability coverage
- Medical payments coverage (MedPay)*
- Personal injury protection (PIP)*
- Roadside assistance coverage
*Note that MedPay and PIP are not offered in all U.S. states. Contact your insurance agent to check availability.
Get a car insurance quote
Why choose COUNTRY Financial for auto insurance
Drivers choose COUNTRY Financial for car insurance because of our long history of financial strength, local service, and focus on safety.
A century of trust
Our excellent performance and consistent service is 100 years strong.
9 out of 10 clients recommend us
9 out of 10 clients recommend COUNTRY Financial for insurance and financial services.1
Financial strength ratings
We've been rated A or higher by AM Best since 1933 and A+ or higher since 1976.²
Keeping you safe on the road is important to us
We've partnered with U.S. government agencies for 40+ years to help reduce road deaths and injuries.
We offer car insurance in 19 states:
We help you stay safe on the road in these states.
Why do I need car insurance?
Beyond the fact that it’s required in all 50 states, car insurance helps shield you financially from incidents involving your car. If you or someone else are injured in an accident, or your car or someone’s property are damaged, auto insurance helps pay for the damages. Without it, you’d be on the hook to pay damages out of pocket.
What's needed for an auto insurance quote?
New auto insurance quotes start with the insurer collecting basic info, such as:
- Your personal information (e.g., your name, birthday, address, etc.)
- Information on your car (e.g., year, make, model, color, etc.)
- Your driving history
- All the above for any other drivers you want on your policy
You can get an estimate online or call us at 844-349-8416 to complete a car insurance quote.
How to compare auto insurance quotes
It’s smart to get car insurance policy quotes from multiple car insurance companies. Then, you’ll want to compare things like:
- Types of coverage: Car insurance is a broad topic, and there are lots of things to be protected from. Make sure a new policy has what you need.
- Policy limits: A policy limit is the maximum amount your insurance will pay for covered damages. Ideally, you want higher policy limits; if the cost of damages exceeds your limit, you’ll pay the difference out-of-pocket. But remember that higher limits usually mean higher monthly insurance payments, too.
- Deductible amounts: A deductible is how much you’ll pay out-of-pocket before insurance kicks in.
Get support from local experts
Your rep is always there to help:
- Answer your questions about car insurance
- Uncover gaps in your protection
- Update your coverage as your life changes
- Guide you through the claim process
- Balance your coverage needs with your budget
Common questions about auto insurance
It varies from person to person, as the cost is based on many factors. Some things affecting car insurance cost include:
- Your driving history
- The type of car you drive
- Where you live
- How much coverage you purchase
- Your deductibles and policy limits
There are three general steps to filing a claim:
- File the claim
Once the damage occurs, you’ll start by filing the claim. This can be done by calling your insurance agent on the phone, going online or using your mobile app, if applicable. - Connect with an agent
An auto insurance claim representative will reach out to explain your repair options. Your rep is your main point of contact throughout the process and will help with anything you need. - Repair the damage
The claims team will review your auto insurance claim and arrange to inspect the damage to your vehicle. Most insurers offer several convenient appraisal options, and your claim representative will guide you through the process to get you back on the road as quickly as possible.
Possibly. Most personal car insurance policies include coverage types that can extend to rental cars, but not all do. Some coverage types that do include rental coverage are liability coverage, collision coverage and comprehensive coverage.
It’s important to check your auto insurance policy to see if your coverage includes rental cars.
Car insurance typically includes liability coverage for injuries or property damage you cause to others. Optional coverages may include collision, comprehensive, medical payments or personal injury protection, uninsured motorist coverage and roadside assistance, depending on your selections.
The coverage you need depends on your state requirements, financial situation and vehicle value. While state minimums meet legal requirements, many drivers choose higher limits to better protect their income and savings after a serious accident.
Yes. Car insurance policies can often be customized by choosing coverage types, limits, deductibles and optional features like roadside assistance. Working with a local representative can help ensure your policy matches your needs and budget.
It’s a good idea to review your car insurance at least once a year or whenever your life changes. Events like buying a new car, moving, adding a driver or changes in income can affect the coverage you need.
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What Is Homeowners Insurance?
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Get a car insurance quote
1 Based on 2023 client survey data.
2 AM Best's rating report 2024
COUNTRY Financial® is a family of affiliated companies (collectively, COUNTRY) located in Bloomington, IL. Learn more about who we are.
Auto insurance policies issued by COUNTRY Mutual Insurance Company®, COUNTRY Preferred Insurance Company® and COUNTRY Casualty Insurance Company®, Bloomington, IL.
For product and service information, read our Terms & Conditions.
Discounts and availability vary by state.